WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk
choosecarfinance.co.uk is a broker, not a lender, and does not make credit decisions. We may receive a commission from the lender.
We are always happy to answer any queries or questions that you may have. We have put together a list of the most commonly asked questions below. If you can’t find the answer to your question below, please get in touch using our contact form.
You can get the cash you need with Choose Car Finance. Simply select the amount you need, and we will work on finding the best deal possible for you so you can find your dream car.
You could borrow up to £50,000.
The eligibility criteria varies by lender. There are, however, standard criteria requirements that you will be expected to meet in order to apply. This includes the fact that you must be aged 18 years or older, live in the UK, have an active bank account into which you can receive direct debits, have a regular source of income, UK Driver’s License
We require your personal information in order to present your application to our lenders, so they can assist you by providing you a loan. Please refer to our Privacy Policy for more details about how we use your personal information.
In most cases, we aim to establish a decision in principle within the same working day if you apply by 12pm however it could be the next day, but we will endeavor to get a response as quick as possible and will base your credit limit subject to your income.
Choose Car Finance does not run any credit checks; however, we are a matching service and the lender we match you with may do so as part of the application process.
Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the monthly would be £178.52, with a total cost of credit of £3711.20 and a total amount payable of £10,711.20. Rates may differ as they are dependent on individual circumstances'. Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.
If you have any issues repaying your loan, please contact your lender directly. They will be able to discuss repayment options with you. If you have more serious concerns about managing your money, you may contact Money Helper (Moneyhelper.Org.Uk). Money Helper offers free advice to those who need to manage their money more effectively.
